A (More or Less) Complete List of State Statutes Invalidating Choice of Law Clauses

Alabama

Consumer Lease – Ala. Code § 7-2A-106(1)

Foreign Law – Alabama Const. Art. I, Sec. 13.50(d)

Alaska

Consumer Lease – Alaska Stat. Ann. § 45.12.106(a)

Student Loan – Alaska Stat. Ann. § 14.48.160(a)(1)

Arizona

Construction Contract – Ariz. Rev. Stat. § 32-1186(A)(1)

Consumer Lease – Ariz. Rev. Stat. Ann. § 47-2A106(A)

Equipment Dealer Agreements – Ariz. Rev. Stat § 44-6709(B)

Insurance – Ariz. Rev. Stat. § 20-1115(1)

Arkansas

Construction Contract – Ark. Code Ann. § 4-56-104(c) & Ark. Code Ann. § 22-9-214(c)

Consumer Lease – Ark. Code Ann. § 4-2A-106(1)

Foreign Law – Ark. Code Ann. §1-1-103(c)-(d)(1)

Restaurant Franchise Agreements – Ark. Code Ann. § 4-72-603(c)

California

Child Support Agreement – Cal. Fam. Code § 5614(b)(7)

Consumer Lease – Cal. Com. Code § 10106(a)

Employment Contract – Cal. Lab. Code § 925(a)(2)

Dealer Agreements – Cal. Bus. & Prof. Code § 22927

Colorado

Consumer Credit – Colo. Rev. Stat. Ann. § 5-1-201(8)(a)

Consumer Lease – Colo. Rev. Stat. Ann. § 4-2.5-106(1)

Foreclosure Consulting Contract – Colo. Rev. Stat. Ann. 6-1-1106(1)(b)

Motor Vehicle Dealer Agreement – Colo. Rev. Stat. § 44-20-132(1)(b)

Connecticut

Consumer Lease – Conn. Gen. Stat. Ann. § 42a-2A-106(a)

Construction Contract – Conn. Gen. Stat. Ann. § 42-158m

Delaware

Consumer Lease – Del. Code Ann. tit. 6, § 2A-106(1)

Foreclosure Agreement – Del. Code Ann. tit. 6, § 2424B (2020)

Florida

Consumer Lease – Fla. Stat. Ann. § 680.1061(2)

Motor Vehicle Franchise Agreement – Fla. Stat. Ann. § 320.64(31)(c)

Georgia

Consumer Lease – Ga. Code Ann. § 11-2A-106(2)

Payday Loan Agreement – Ga. Code Ann. 16-17-2(c)(1)

Hawaii

Consumer Credit – Haw. Rev. Stat. Ann. § 476-30(f)(1)

Consumer Lease – Haw. Rev. Stat. Ann. § 490:2A-106(a)

Insurance Contract – Haw. Rev. Stat. Ann. § 431:10-221(a)(2)

Motor Vehicle Distribution Agreement – Haw. Rev. Stat. Ann. § 437-52(a)(1)

Idaho

Consumer Credit – Idaho Code § 28-41-201(8)(a)

Consumer Lease – Idaho Code Ann. § 28-12-106(1)

Franchise Agreement – Idaho Code Ann. § 29-110

Illinois

Construction Contract – 815 Ill. Comp. Stat. Ann. 665/10

Consumer Lease – 810 Ill. Comp. Stat. Ann. 5/2A-106(1)

Indiana

Construction Contract – Ind. Code Ann. § 32-28-3-17(2)

Consumer Credit – Ind. Code Ann. § 24-4.5-1-201(6)(a)

Consumer lease – Ind. Code Ann. § 26-1-2.1-106(1)

Iowa

Construction Contract – Iowa Code § 537A.6 (2)(a)

Consumer Credit – Iowa Code Ann. § 537.1201(6)(a)(1)

Consumer Lease – Iowa Code Ann. § 554.13106(1)

Franchise Agreement – Iowa Code Ann. § 523H.14

Motor Vehicle Franchise Agreement – Iowa Code Ann. § 322A.20

Kansas

Construction Contract – Kan. Stat. Ann. § 16-121(e)

Consumer Credit – Kan. Stat. Ann. § 16a-1-201(8)(a)

Consumer Lease – Kan. Stat. Ann. § 84-2a-106(1)

Equipment Dealer Agreement – Kan. Stat. Ann. § 16-121(e)

Franchise Agreement – Kan. Stat. Ann. § 16-121(e)

Foreign Law – Kan. Stat. Ann. § 60-5105(a)

Motor Carrier Transportation Contract – Kan. Stat. Ann. § 16-121(e)

Kentucky

Consumer Lease – Ky. Rev. Stat. Ann. § 355.2A-106(1)

Louisiana

Child Support Agreement – La. Stat. Ann. §51:1444(B)(1)

Construction Contract – La. Stat. Ann. § 9:2779(B)(2); & La. Stat. Ann. § 38:2196(B)(2) (public contracts) & La. Stat. Ann. § 48:251.8(2) (public highway contracts)

Consumer Transactions – La. Stat. Ann. § 51:1418(C)(1)

Employment Contract – La. Stat. Ann. § 23:921(A)(2)

Foreign Law – La. Stat. Ann. § 9:6001(D)

Insurance Contract – La. Stat. Ann. § 22:868(A)(1)

Lease of Movable Property – La. Stat. Ann. § 9:3303(D)

Franchise Agreement – La. Stat. Ann. § 32:1261(A)(1)(a)(v)

Maine

Consumer Credit – Me. Rev. Stat. tit. 9-A, § 1-201(8)(A)

Consumer Lease – Me. Rev. Stat. tit. 11, § 2-1106(1)

Maryland

Consumer Lease – Md. Code Ann., Com. Law § 2A-106(2)

Foreclosure Agreement — Md. Code Ann., Real Prop. § 7-310(b)

Insurance Contract – Md. Code Ann., Ins. § 12-209(1)

Massachusetts

Consumer Lease – Mass. Gen. Laws Ann. ch. 106, § 2A-106(1)

Insurance – Mass. Ann. Laws ch. 175, § 22

Michigan

Consumer Lease – Mich. Comp. Laws Ann. § 440.2806(1)

Minnesota

Construction Contract – Minn. Stat. Ann. § 337.10(1)

Consumer Lease – Minn. Stat. Ann. § 336.2A-106(2)

Consumer Loan – Minn. Stat. Ann. § 47.601(2)(a)(1)

Franchise Agreement – Minn. R. 2860.4400(J)

Mississippi

Construction Contract – Miss. Code. Ann. § 87-7-9(1)

Consumer Lease – Miss. Code. Ann. § 75-2A-106(1)

Retail Agreements – Miss. Code. Ann. § 75-77-17

Missouri

Consumer Lease – Mo. Ann. Stat. § 400.2A-106(1)

Montana

Consumer Lease – Mont. Code Ann. § 30-2A-106(1)

Construction Contract – Mont. Code Ann. § 28-2-2116(1)

Nebraska

Construction Contract – Neb. Rev. Stat. § 45-1209(2)

Foreclosure Consulting Contract – Neb. Rev. Stat. Ann. § 76-2715(2)

Insurance Contract – Neb. Rev. Stat. Ann § 44-357

Student Loan Agreement – Neb. Rev. Stat. Ann. § 85-1645(1)

Nevada

Construction Contract – Nev. Rev. Stat. Ann. § 108.2453(2)(d)

Consumer Form Contract – Nev. Rev. Stat. § 97B.100(2)

Consumer Lease – Nev. Rev. Stat. Ann. § 104A.2106(1)

Student Loan Agreement – Nev. Rev. Stat. Ann. § 394.590(1)(a)

New Hampshire

Consumer Lease – N.H. Rev. Stat. Ann. § 382-A:2A-106(1)

Motor Vehicle Dealer Agreement – N.H. Rev. Stat. Ann. § 357-C:6(I)

New Jersey

Consumer Lease – N.J. Stat. Ann. § 12A:2A-106(1)

New Mexico

Construction Contract – N.M. Stat. Ann. § 57-28A-1(A)(1)

Consumer Lease – N.M. Stat. Ann. § 55-2A-106(2)-(3)

Foreclosure Consulting Contract – N.M. Stat. Ann. § 47-15-5(G)(1)

Clinical Health Care Services Agreement – N.M. Stat. Ann. § 24-1I-2(B)(1)

New York

Construction Contract – N.Y. Gen. Bus. Law § 757(1)

Consumer Lease – N.Y. U.C.C. Law § 2-A-106(1)

North Carolina

Construction Contract – N.C. Gen. Stat. § 22B-2

Consumer Lease – N.C. Gen. Stat. § 25-2A-106(1)

North Dakota

Consumer Lease— N.D. Cent. Code § 41-02.1-06(1)

Ohio

Construction Contract – Ohio Rev. Code Ann. § 4113.62(D)(1)

Consumer Lease – Ohio Rev. Code Ann. § 1310.04(a)

General Franchise – Ohio Rev. Code Ann. § 1334.06(E)

Oklahoma

Construction Contract – Okla. Stat. tit. 15, § 821(B)(1); Okla. Stat. tit. 15, § 221(E); Okla. Stat. tit. 61, § 227(B)(1)

Consumer Credit – Okla. Stat. tit. 14A, § 1-201(9)(a)

Consumer Lease – Okla. Stat. tit. 12A, § 2A-106(1)

Consumer Loan – Okla. Stat. tit. 59, § 3150.12(E)(1)(a)

Foreign Law – Okla. Stat. tit. 12 § 20(C)

Insurance Contract – Okla. Stat. tit. 36, § 3617(1)

Oregon

Construction Contract – Or. Rev. Stat. § 701.640(1)(a)

Consumer Lease – Or. Rev. Stat. § 72A.1060(1)

Foreclosure Consulting Contract – Or. Rev. Stat. § 646A.710(2)(c)

Franchise Agreement – Or. Rev. Stat.§ 650.165(4)

Pennsylvania

Consumer Lease – 13 Pa. Stat. and Cons. Stat. § 2A106(a)

Rhode Island

Construction Contract – 6 R.I. Gen. Laws. Ann. § 6-34.1-1(a)

Consumer Lease – 6A R.I. Gen. Laws. Ann. § 6A-2.1-106(1)

Franchise Agreement – 19 R.I. Gen. Laws Ann. § 19-28.1-14

South Carolina

Consumer Credit – S.C. Code Ann. § 37-1-201(10)(a)

Consumer Lease – S.C. Code Ann. § 36-2A-106(1)

South Dakota

Consumer Lease— S.D. Codified Laws § 57A-2A-106(1)

Franchise Agreement – S.D. Codified Laws § 37-5-11

Insurance Contract – S.D. Codified Laws § 58-15-48

Tennessee

Construction Contract – Tenn. Code Ann. § 66-11-208(a)

Consumer Contract – Tenn. Code Ann. § 47-18-113(b)

Consumer Lease – Tenn. Code Ann. § 47-2A-106(2)

Deferred Presentment Services Agreement – Tenn. Code Ann. § 45-17-112(s)(1)(A)

Franchise Agreement – Tenn. Code Ann. § 47-25-1312

Motor Vehicle Dealer Agreement – Tenn. Code Ann. § 47-25-1913(b)

Student Loan Agreement – Tenn. Code Ann. § 49-7-2015(a)(2)(A)

Texas

Construction Contract – Tex. Bus. & Com. Code Ann. § 272.001(b)

Consumer Lease – Tex. Bus. & Com. Code Ann. § 2A.106(a)

Insurance Contract – Tex. Ins. Code § 21.42

Utah

Consumer Lease – Utah Code Ann. § 70A-2a-106(1)

Insurance – Utah Code Ann. § 31A-21-314(2)(b)

Vermont

Agricultural Finance Lease – Vt. Stat. Ann. tit. 9, § 2389(a)

Consumer Lease – Vt. Stat. Ann. tit. 9A, § 2A-106(1)

Virginia

Consumer Lease – Va. Code Ann. § 8.2A-106(1)

Insurance – Va. Code Ann. § 38.2-312

Washington

Consumer Lease – Wash. Rev. Code § 62A.2A-106(1)

Insurance – Wash. Rev. Code Ann. § 48.18.200(1)(b)

Student Loan Agreement – Wash. Rev. Code Ann. § 28B.85.140(1); Wash. Rev. Code Ann. § 28C.10.170(1)

West Virginia

Consumer Lease – W. Va. Code § 46-2A-106(1)

Insurance Contract – W. Va. Code § 33-6-14

Wisconsin

Construction Contract – Wis. Stat. Ann. § 779.135(2)

Consumer Contract – Wis. Stat. Ann. § 421.201(10)(c)

Consumer Lease – Wis. Stat. § 411.106(1)

Wyoming

Consumer Lease – Wyo. Stat. Ann. § 34.1-2.A-106(a)

Consumer Credit – Wyo. Stat. Ann. § 40-14-120(j)(i)